Monday 18 July 2022

forty eight Gambling Suggestions for typically the Avid Bettor.

 While lots of the gambling facts you may have picked up in Las Vegas can be useful in online gambling it's essential that you realize there are a few critical differences. But with a knowledge of the important points surrounding your chosen game, and armed with some gambling tips from experienced online players, you will see online gambling not just a fascinating and exciting adventure bit also a way to turn your gambling hobby into a profitable venture.

Critical Rules for Every Game

1. Never chase after your losses. Don't boost your bets because you're losing and want to get even; only boost your bets as part of a pre-determined strategy.
2. Don't gamble at any game that you don't understand. Learn it first.
3. Don't gamble and drink at the same. It's hard enough to win at gambling even without dulled senses.
Money Management - General Guidelines
4. You will lose more regularly than you win and the longer you play the more likely that fact is. And it's true whether you're discussing hands of blackjack, rolls of the roulette wheel or throws of the dice.
5. The key to winning is to maximise your wins and to minimize you losses.
6. Learn and memorize the odds at the particular game you have chosen to play along with the best strategies to use within an attempt to maximise your winnings at that particular game.
7. Never gamble with "dear" money; only gamble with "excess" money. Put simply, never gamble with money that you will need, or may need, to pay your everyday living expenses.
8. If you're playing against other players online this really is doubly important. The moment you start gambling with "dear" money one other player will sense your heightened stress and play accordingly - often bullying you out of a bet because they know you're more tentative with your "dear" money.
9. Set a stop loss amount and adhere to it. Divide your total gambling bankroll into four separate amounts. Divide each of those amounts into four smaller amounts. If you lose among the smaller amounts, change tables or games or simply take a break. If you lose your complete first allotment, stop gambling for the day.
10. Be disciplined and prevent the gambler's demise of entering the next allotment since you feel your luck "just has to show around."
11. Plan ahead. Whenever you begin a gambling session determine the amount that you want to win (be realistic) and whenever you reach the period put the money away and walk.
12. If you are winning, draw some money occasionally from your own gambling bankroll and use it into a "do not touch" bankroll to protect that portion from further risk.
13. No money management system will ever overcome your house advantage within the long term. You will always lose more regularly than you win. The key is that you need to win more big bets and lose more small bets. interwin88

Money Management - Positive Progression Systems

14. A Positive Progression System is one in that you simply increase the amount of your bets whenever you win and decrease the amounts of your bets whenever you lose. To utilize this system properly you need to set up a "standard" betting unit.
15. Your "standard" betting unit should be a comfortable percentage of the gambling bankroll that you will be working together with for a specific gambling session. Like, if your session's bankroll is $100, you could make your "standard" betting unit $10.00. In this way you'd have the ability to play at least 10 betting events before running out of funds even if you lost all 10 events in a row.
16. These systems permit you to win relatively large amounts during a hot streak while helping minimize your losses during cold streaks.
17. A common example of this strategy is to incorporate one-half of the amounts you win to the next bet. Like, at blackjack in the event that you win a hand with your "standard" betting unit of $10.00 you'd add $5.00 to the bet on the next hand for an overall total bet of $15.00. If you win that hand you'd add $7.50 to the $15.00 for a bet of $22.50 on the next hand. Whenever you eventually lose a hand, return to your "standard" betting unit of $10.00 on the next hand and start the system all over. Needless to say in practice these increases of 50% will soon be approximate.
18. Another more difficult system is always to keep your bankroll divided into a particular number of units and then bet one unit on each event. As you win, your total bankroll becomes bigger so each unit will grow and you'll be betting larger amounts. As you lose, your units, and bets, become smaller.
19. Begin a system for drawing a number of the winnings from your own gambling bankroll occasionally to put it into your "do not touch" bankroll. Like, whenever you double your bankroll you could take one-half of the winnings to put into the "do not touch" bankroll. If you experience a lengthy winning streak using a Positive Progression System the winnings can grow dramatically.

Money Management - Negative Progression Systems

20. A Negative Progression System is one in that you simply increase the amount of your bets whenever you lose and decrease the amounts of your bets whenever you win. Again, to use this system properly you need to establish your "standard" betting unit.
21. The most common negative progression system is the Martingale System. Here you double the amount of your bet in the event that you lose and return to your "standard" betting unit whenever you win. Like, at blackjack in the event that you bet $10.00 and lose you'd bet $20.00 on the next hand. If you win that hand you'd then lessen your bet to the "standard" $10.00 bet for the following hand. In most gambling, the Martingale system will always fail in the long run.
22. This system can be quite frustrating because during a hot streak you're winning only your "standard" betting unit. And during cold streaks you're continually losing bigger and bigger amounts.
23. Remember, draw some money occasionally from your own gambling bankroll winnings and use it into a "do not touch" bankroll.

Playing Roulette

24. American roulette is among the worst casino games that you can play because your house advantage under standard rules is 5.26% or higher.
25. European roulette supplies a lower house advantage under standard rules of 2.7% because there are fewer slots with only one "0" instead of the "0" and "00" in American roulette.
26. All bets on in American roulette give your house an edge of 5.26% with one exception: the "0", "00", 1, 2, 3 combination bet gives your house a bigger 7.89% advantage.
27. All roulette betting systems depend on the inaccurate assumption that the result of previous spins can predict future results. Unless the system is defective or fixed, each spin carries the same odds as every other spin.
28. The most popular betting system at roulette is the negative progression system referred to as Martingale (see #17). As in all other games, the Martingale found in roulette will always fail in the long run.
29. Due to the heavy house advantage if you are playing not just for amusement but to win money you should take a shot at the higher payoff bets and hope you will get lucky.
30. Try a modified positive progression system at roulette. Divide the amount you're willing to reduce at one roulette session into 35 "standard" betting units. Pick one number and bet one unit on that number (must be at least equal to the table minimum bet). Continue playing one unit on that same number before you either win or run out of your 35 unit bankroll. If you win, bet two units on a single number and continue betting two units on that number before you either win or lose your bankroll. If you win again, disappear!
31. Roulette is a relatively slow moving game compared to other online games, so it will get you an extended time to reduce your bankroll.
32. Do not play roulette as a means to win money; the odds are too heavy in support of the house. Play roulette only as a means to own fun and pass the full time without losing a bundle quickly.

Playing Baccarat

33. Baccarat is among the easiest casino games to play and supplies a relatively low advantage to your house of just 1.06%.
34. There might be as many as 12 to 14 players at a desk, with the role as dealer passed round the table much whilst the dice are passed around a craps table.
35. All players may bet on each hand and the bets are either on the "player", on the "dealer" or on a tie. With the exception of the tie bet, baccarat is much like betting heads or tails on the flip of a coin.
36. Neither banker nor player can make any decisions regarding play; the principles of the overall game stipulate what should be done with every hand and a residence "dealer" supervising the overall game will direct the play accordingly.
37. Winning bets on the gamer or the dealer both pay even money, minus a 5% commission paid either during the time of the bet or when the gamer leaves the table.
38. Winning bets on a tie usually pay 8 to 1, again minus a 5% commission.
39. In an 8-deck game, your house advantage is slightly less for a "banker bet" and dramatically higher for a "tie bet", so it seems most logical to bet only on the banker.
40. As in most online gambling, card counting is meaningless because the deck(s) is normally shuffled after each hand in baccarat.

Playing Blackjack

41. Blackjack offers among the lowest house advantages at around .60%, but expert players can actually create situations where the gamer has an advantage.
42. For the serious player there are numerous complex strategies that require time and dedication to master.
43. Never just take a seat cold at a table. Blackjack is commonly a game title of streaks, so watch a desk for a few hands to find out if it's a hot or cold table for the players.
44. A "soft" hand is a hand having an Ace that may be counted as whether 1 or an 11 in value and still keep the hand's total at 21 or less.
45. A "hard" hand is a hand having an Ace that must definitely be counted as 1 in value to be able to keep the hand's total at 21 or less.
46. A beginning or social player should adhere to the generally accepted rules of the fundamental blackjack strategy.
47. Never forget to take a card that will bust you. Always play the odds; don't let worries of a bust stop you from having a card whenever you know it's the choice with the greatest probability of success irrespective of how small that probability may be.
48. Read one of the numerous excellent books on counting cards if you are serious about blackjack and willing to spend a lot of time practicing and perfecting your play. As in most online gambling, card counting is of little value because the deck(s) is normally shuffled after each hand. In blackjack, however, with many players at a desk it may be good for that certain hand

Thursday 14 July 2022

Politisi Ingin Melindungi Kami Dari Kejahatan Judi Internet.

 Ini adalah bagian 3 dari kelompok artikel multi-bagian mengenai undang-undang anti-perjudian yang diusulkan. Dalam informasi ini, saya melanjutkan diskusi tentang penyebab yang diklaim untuk menghasilkan undang-undang ini diperlukan, dan fakta-fakta yang ada di dunia nyata, termasuk koneksi Jack Abramoff dan sifat adiktif dari perjudian online. Para legislator mencoba melindungi kita dari sesuatu, atau mereka? Semuanya tampak sedikit membingungkan untuk sedikitnya. Sebagaimana dinyatakan dalam artikel sebelumnya, DPR, dan Senat, sekali lagi mempertimbangkan masalah "Perjudian Online". RUU kini telah diajukan oleh Anggota Kongres Goodlatte dan Leach, dan juga oleh Senator Kyl. RUU yang diajukan oleh Rep. Goodlatte, Undang-Undang Larangan Perjudian Internet, menyatakan niat untuk memperbarui Undang-Undang Kawat untuk melarang semua bentuk perjudian online, untuk membuatnya ilegal bagi bisnis perjudian untuk hanya menerima kredit dan transfer elektronik, dan untuk memaksa ISP dan Operator Umum untuk memblokir penggunaan situs terkait perjudian atas permintaan penegak hukum. Seperti halnya Rep. Goodlatte, Sen. Kyl, dalam undang-undangnya, Larangan Pendanaan Perjudian Internet yang Melanggar Hukum, menyebabkan ilegal bagi bisnis perjudian untuk hanya menerima kartu tagihan, transfer elektronik, cek, dan desain pembayaran lainnya dengan tujuan untuk menempatkan taruhan ilegal, tetapi tagihannya tidak membahas orang-orang yang memasang taruhan. RUU yang diajukan oleh Rep.

 Leach, Undang-Undang Penegakan Perjudian Internet Melanggar Hukum, pada dasarnya adalah salinan dari RUU yang diajukan oleh Sen. Kyl. Ini berpusat di sekitar mencegah bisnis perjudian menerima kartu tagihan, transfer elektronik, cek, dan pembayaran lainnya, dan sama seperti tagihan Kyl tidak membuat perubahan pada apa yang saat ini legal, atau ilegal. Dalam kutipan dari Goodlatte, kami memiliki "Pengabaian total Jack Abramoff terhadap proses legislatif telah memungkinkan perjudian Internet untuk terus berkembang menjadi apa yang sekarang menjadi bisnis dua belas miliar dolar yang tidak hanya merugikan individu dan keluarga mereka sendiri tetapi juga membuat ekonomi menderita dengan menguras miliaran dolar dari Amerika Serikat dan berfungsi sebagai kendaraan untuk pencucian uang." Ada banyak poin menarik di sini. Pertama-tama, kita memiliki sedikit salah arah tentang Jack Abramoff dan pengabaiannya terhadap proses legislatif. Komentar ini, dan lain-lain yang telah dibuat, mengikuti logika bahwa; 

1) Jack Abramoff menentang RUU ini, 2) Jack Abramoff korup, 3) untuk menghindari korupsi, Anda harus memilih RUU ini. Ini tidak perlu dikatakan absurd. Jika kita mengikuti logika ini secara ekstrem, kita harus mengembalikan dan membatalkan semua RUU yang didukung Abramoff, dan memberlakukan RUU yang ditentangnya, terlepas dari isi RUU tersebut. Perundang-undangan harus benar-benar disahkan, atau tidak, berdasarkan keunggulan undang-undang yang diusulkan, bukan berdasarkan reputasi satu orang. Selain itu, ketika Jack Abramoff menentang tagihan sebelumnya, dia melakukannya untuk kliennya eLottery, berusaha agar penjualan tiket lotre online dikecualikan dari undang-undang. Ironisnya, perlindungan yang dia cari adalah salah satunya tagihan baru, karena lotere yang dikelola negara dapat dikecualikan. Oleh karena itu, Jack Abramoff mungkin dapat mendukung undang-undang ini karena undang-undang itu memberinya apa yang dia cari. Itu tidak menghentikan Goodlatte dan lainnya dari menggunakan aib Abramoff baru-baru ini sebagai cara yang efektif untuk membuat tagihan mereka terlihat lebih baik, sehingga menjadikannya tidak hanya tagihan anti-judi, tetapi entah bagaimana tagihan anti-korupsi juga, sementara pada saat yang sama bingkai yang menghadiahi Abramoff dan kliennya. Selanjutnya, adalah pernyataannya bahwa perjudian online "menyakiti individu dan keluarga mereka bet138 deposit" ;. 

Saya berasumsi bahwa apa yang dia bicarakan di sini adalah masalah perjudian. Mari kita luruskan rekornya. Hanya sebagian kecil penjudi yang menjadi penjudi bermasalah, bukan hanya sebagian kecil dari populasi, tetapi hanya sebagian kecil penjudi. Selain itu, Goodlatte akan membuat Anda percaya bahwa perjudian internet lebih membuat ketagihan daripada perjudian kasino. Senator Kyl telah melangkah lebih jauh dengan menyebut perjudian online "kokain dari perjudian", menghubungkan kutipan tersebut dengan beberapa peneliti yang tidak disebutkan namanya. Sebaliknya, para peneliti menunjukkan bahwa berjudi di Internet tidak lagi membuat ketagihan daripada berjudi di kasino. Faktanya, mesin judi elektronik, yang ditemukan di kasino dan trek balap di seluruh negeri cenderung lebih membuat ketagihan daripada judi online. Dalam penelitian oleh N. Dowling, D. Smith dan T. Thomas di School of Health Sciences, RMIT University, Bundoora, Australia “Ada pandangan umum bahwa permainan elektronik adalah bentuk perjudian yang paling 'membuat ketagihan', karena memberikan kontribusi lebih menyebabkan masalah perjudian daripada aktivitas perjudian. Dengan demikian, mesin permainan elektronik kini disebut 'crack-kokain' perjudian" ;.

Wednesday 13 July 2022

Bond Making an investment -- Recent Attachment Problems.

 Most investors tend to allocate a specific amount to "bonds" and then forget about them. Many believe very little ever happens in the bond market and an attachment is just a bond. Investors often believe an attachment portfolio is usually pretty stable/safe and doesn't need the maximum amount of time and attention and "analysis" since the stock portion of their portfolio. Besides, bonds are sort of complicated and hard to determine for many investors. There have been some interesting and unprecedented things going on in the bond market in the last several months that merit investor's full attention. This all started with the sub-prime mortgage meltdown and has quickly spread to many areas in the credit markets. Many bonds are currently unattractive as investments. It is a great time for investors to examine just how much of their portfolio they have dedicated to bonds and what they own within their bond portfolios.

Three extremely unusual bond market facts recently:

1. 10-year Treasury bond yields are currently below the inflation rate (cpi). Very rare.

2. Some inflation protected bond yields have gone negative. Never happened before.

3. Tax-free municipal bond yields have recently been above taxable Treasury bond yields.

US Treasury Bonds

High quality bonds like US treasury bonds have done very well as investors experienced a "flight to quality" in the markets. It's made these high quality bonds less attractive investments looking forward in my own opinion. Bond prices relocate the contrary direction of interest rates, and long-term (10 year) bonds are a whole lot more volatile (risky) to changes in interest rates (up and down) than short-term (1-2 year) bonds. Investors have sold riskier bonds in the recent credit market panic and rushed into US treasury bonds pushing these bond prices up, and pushing the interest rate (yields) on these bonds down seriously to surprisingly low levels. Right now 2 year treasury bonds are yielding only about 1.6%, and 10 year treasury bonds are yielding only about 3.5%. After taxes and inflation these "safe" bonds will likely end up in negative real returns for investors (after adjusting for inflation). Do you really want to lock in negative real after-tax returns over another 2-10 years in your portfolio? I don't. Generally speaking interest income on bonds is taxable as "ordinary income" at the bigger federal tax rates as much as 35% (US Treasury bonds are not taxed at the state level). bonds The after-tax return of a 10-year treasury bond is estimated at 3.5% * (1-.35) = 2.27% per year. In the event that you subtract the recent inflation rate of around 3% you obtain an estimated real after-tax return of -.7% per year. The actual after-tax return on 2-year treasury bonds is all about -1.9% (assuming 3% inflation). That is unlikely to satisfy many people's investment goals and retirement dreams. These "safe" investments in US treasury bonds that investors have rushed into in the last several months don't really look so nice looking forward. Investors have bought them as a secure temporary hiding place since riskier bonds and stocks have all been declining in value recently. I think cash/money market funds will likely provide better returns than US treasury bonds over another year, with less interest rate risk. I also think stocks provides much better returns than US treasury bonds over another few years.

Inflation and Bonds

Rising inflation could be the #1 enemy of bond investments. Most bonds are "fixed" income investments that provide the exact same dollar value of interest income annually (and they're not adjusted upwards for inflation). Rising inflation also has a tendency to end up in higher interest rates, which in turn causes bond prices to decline (remember bond prices and interest rates relocate opposite directions). There are many signs that inflation is increasing in the USA. The price tag on oil has shot as much as new record degrees of $100+ per barrel in the last few months. Other commodity prices such as wheat, corn, gold, and iron ore have spiked as well in the last year. The price tag on things such as healthcare, college education, and food continue to improve as well. The "headline" consumer price index (cpi) has risen 4.3% in the last 12 months (as of January), but excluding oil and food it's been up 2.7%. The government's recent actions to cut short-term interest rates, increase the money supply, and provide fiscal stimulus (rebates) to the economy typically lead to higher expected future inflation (and interest rates). The US dollar has weakened significantly in the last year in accordance with other currencies. A weaker US dollar can be inflationary as goods imported into the US cost more in dollars.

Think about TIPS (US Treasury inflation protected bonds)?

If inflation is picking up shouldn't we buy TIPS? Inflation protected bonds have performed very well recently as well because of the rush to the safety/liquidity of US treasury bonds of a variety (regular and inflation-protected) and the increased concerns about rising inflation. This stampede has resulted in record low interest rates on TIPS as well, making them look less attractive. TIPS offer a certain annual (real) yield above the state inflation rate (cpi). This real or after-inflation yield is locked in once you buy, and right now it's very small. On many TIPS bonds the interest rate has fallen to about zero (and some have amazingly dropped to slightly below zero), compared for their historical yields of around 2.0%. Negative interest rates on TIPS bonds hasn't happened before. Lots of people feel that the inflation measure utilized by the federal government for TIPS bonds (cpi) understates the true inflation rate in the economy. If inflation is headed to 4%-5%+ TIPS will significantly outperform most other forms of bonds (which will more than likely incur losses).

The US economy and Treasury bond investments

If the economy falls in to a hard recession over another 6 months interest rates might go still lower, causing gains in treasury bond prices from current levels. That (recession) could be the scenario that is necessary to make profit treasury bonds over another 6 months. The US economy is currently very near or in a recession right now.